Our short term renewable credit line enables our customers to use it at the most convenient time. The user have constant access to cash and can decide when and how much to withdraw or repay. Each repayment of credit capital reduces the debt and increases the amount of available funds, which can be reused at a convenient time.

Banknot.pl renewable credit line combines the advantages of a revolving credit in the bank (flexibility of payments and repayments), and Internet cash loans (the speed of the process and product availability).

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HOW THAT WORKS:

  • Approval of Renewable Line of Credit
  • Your first payment order is arranged at the time of acceptance of the offer and the entire amount of Credit Line will be transferred to your bank account
  • The funds can be repaid at any time
  • Every repayment of capital increases the resources available, which can be re-used at any time
  • Second and subsequent withdrawals from your credit line are administered by you after logging into your customer account at www.banknot.pl
  • It is completely up to you when and what amount you repay. Repayment may not, however, be lower than the minimum amount specified in the Statement

Flexibility

You decide when to make
deposits and withdrawals

Attractive Charges

You pay only for used funds

Availability

Your limit is available
24 hours a day
7 days a week
On-line Customer Acquisition
Imidiate credit decision
Imidiate on-line payout
Customer service
Retention
Collection

Copyrighted scoring system

Our fully automatic system of creditworthiness assessment was designed by a team of professionals with many years of experience within the financial industry. This allowed the implementation of the credit decision process to be ran in real time - 24 hours a day, 7 days a week.

Through the use of advanced analytical algorithms our financial products are readily available and the waiting time for the credit decision is shorter than at most competing institutions and in most cases does not exceed one minute.